EU Data Protection Statement
Cohen & Company Financial Limited, Cohen & Company Financial (Europe) Limited, Cohen & Compagnie SAS and other members of our group of companies (“Cohen Europe”) are committed to maintaining the privacy and security of any personal data we may collect from time to time about our clients, prospective clients, prospective employees or other third parties or their employees, directors, officers or representatives (any of whom are referred to as “you” in this statement).
This statement explains how we use your personal data (i.e. information which directly or indirectly identifies you). If you are a legal entity or partnership, by engaging in the provision of services with us, you confirm to us that you have provided your employees, directors, officers or representatives with adequate notice including the information set out in this statement or obtained relevant consents, as applicable.
By continuing to engage in the provision of services with us, you authorise us to use and transfer the personal data about your employees, directors, officers or representatives in accordance with this statement as amended from time to time in accordance with the “Notification of changes” section below.
What types of personal data do we collect?
We may control, process and use your “personal data” which may include names, postal addresses, e-mail addresses, telephone numbers or any other personal data that you provide to us.
We may also, in appropriate cases and to the extent permitted by law, control, process and use certain “sensitive personal data” (e.g. when undertaking “Know Your Customer” (KYC) or anti-money laundering (AML) checks, we may collect information about any offences that you or your employees, directors, officers or representatives have committed). For the purposes of the relevant jurisdiction in which we receive your personal data we are respectively the data controller or the data user of your personal data.
Who might we provide your personal data to?
In the course of running our financial services business we may provide your personal data to any of the following recipients or categories of recipients:
When we provide your personal data to any of the above recipients, that recipient may process your personal data on our behalf or for its own purposes. If the recipient processes the personal data for its own purposes, it will be responsible for its compliance with any applicable law with regard to your personal data.
How may we use your personal data?
We may process, use or transfer your personal data for the following purposes connected to our financial services business:
The provision of personal data by you is necessary for us to:
If you do not wish to provide your personal data, in whole or in part, for any of the purposes listed immediately above except for the purpose of providing you with marketing information, we will not be able to provide our financial services to you/ proceed with our recruitment process with you.
Transferring your personal data abroad
Your personal data may be transferred to any of the recipients identified in this statement in connection with our financial services business or in connection with our recruitment process, some of which may be outside the European Economic Area (EEA) including but not limited to United States of America and may be processed by us and any of these recipients in any country worldwide.
The countries to which your personal data is transferred may not offer an equivalent level of protection for personal data to the laws of relevant country of the Cohen Europe entity you provide your personal data to.
In connection with any transfer of personal data to such a country we may, if appropriate, implement measures to ensure an adequate level of protection for your personal data for instance through standard data protection clauses.
For a copy of these or more information please contact us at firstname.lastname@example.org.
By continuing to engage in the provision of services or the recruitment process with us, you consent to the transfer of your personal data to Cohen Europe entities and the other recipients described in this statement that may be located in countries outside of the EEA.
You may withdraw your consent at any time. The withdrawal of consent shall not affect the lawfulness of processing based on consent before its withdrawal.
Updating and retaining your personal data
It is important for us to maintain accurate records of your personal data. Please inform us of any changes to or errors in your personal data as soon as possible and we will update our records accordingly. We will only retain your personal data for as long as, in our reasonable opinion and in line with our data retention policy, is necessary to comply with applicable law or for the purposes for which we process your personal data (as set out in this statement).
Security of your personal data
We will take steps to protect your personal data against loss or theft, as well as from unauthorized access, disclosure, copying, use or modification, regardless of the format in which it is held. Recording of telephone calls
To the extent permitted by and in accordance with applicable law, we may monitor and/or record your telephone calls with us.
You have certain rights under data protection laws respectively depending on the country of the Cohen Europe entity to which you provide your personal data or which processes your personal data. If you are based in the EEA this includes a right to: (i) request access to and rectification or erasure of your personal data; (ii) a right to obtain restriction of processing or to object to processing of their personal data; and (iii) the right to data portability.
You also have the right to lodge a complaint about the processing of your personal data with your local data protection regulator. If you require further information in relation to your rights under data protection law, you can visit the website of the relevant data protection regulator or contact us via the contact details below.
If you have any questions or comments on this statement please contact the Cohen Compliance team by writing to us at 5 Earlsfort Terrace, Dublin 2, Ireland, by telephoning us on +44 7881 941 425 or emailing us at email@example.com
Notification of changes
This statement is dated 15th February 2021. From time to time we may amend this statement without notice and an amended statement will be available at www.cohenandcompany.com or by contacting us at firstname.lastname@example.org. This may be for a number of reasons, including changes in law, market practice or our treatment of your personal data.
Under the Central Bank of Ireland Consumer Protection Code, all regulated financial services firms must have a complaints handling procedure in place.
If you have a complaint about Cohen & Company Financial (Europe) Limited, please complete the form below providing your name and contact details and the nature of the complaint.
This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.